Catholic FAQ


Latest Threads
newest posts



Go Back   Catholic Answers Forums > Forums > Apologetics > Social Justice
 

Welcome to Catholic Answers Forums, the largest Catholic Community on the Web.

Here you can join over 400,000 members from around the world discussing all things Catholic. Membership is open to all, Catholic and non-Catholic alike, who seek the Truth with Charity.

To gain full access, you must register for a FREE account. Registered members are able to:
  • Submit questions about the faith to experts from Catholic Answers
  • Participate in all forum discussions
  • Communicate privately with Catholics from around the world
  • Plus join a prayer group, read with the Book Club, and much more.
Registration is fast, simple and absolutely free. So join our community today!

Have a question about registration or your account log-in? Just contact our Support Hotline.

Reply
 
Thread Tools Search Thread Display
  #16  
Old Dec 1, '13, 8:36 am
ThinkingSapien's Avatar
ThinkingSapien ThinkingSapien is offline
Regular Member
 
Join Date: July 15, 2011
Posts: 2,602
Religion: I'm a Software Engineer :)
Default Re: We just got a notice in the mail telling us that our health insurance is now being rationed to my family

Quote:
Originally Posted by livingwordunity View Post
Prior to the so-called "affordable care act", poor people were covered under Medicaid. I know this because when I was very poor and had no health insurance I was covered by it. And that was over 20 years ago. It's a myth that poor people could not receive health care. But now the system has been made worse.
You are in one of the states that accepted the money for medicaid expansion. Are you not eligible for it?
__________________
庭に出て
物種蒔くや
病み上がり
Reply With Quote
  #17  
Old Dec 1, '13, 2:28 pm
livingwordunity's Avatar
livingwordunity livingwordunity is offline
Senior Member
 
Join Date: April 22, 2012
Posts: 7,011
Religion: Catholic
Default Re: We just got a notice in the mail telling us that our health insurance is now being rationed to my family

Quote:
Originally Posted by ThinkingSapien View Post
You are in one of the states that accepted the money for medicaid expansion. Are you not eligible for it?
I use Tricare for military retirees which changed because of the so-called "affordable care act". The left redefines words. Now "affordable" means expensive.
__________________
“We must reaffirm the right of children to grow up in a family with a father and mother.” - Pope Francis
Pope Francis warns against dangers of 'adolescent progressivism'
Reply With Quote
  #18  
Old Dec 4, '13, 12:21 pm
MaryandJoseph MaryandJoseph is offline
Junior Member
 
Join Date: December 1, 2009
Posts: 243
Religion: Catholic, leaning towards Traditional
Default Re: We just got a notice in the mail telling us that our health insurance is now being rationed to my family

I work in the fast food industry. Many restaurants are cutting the hours of most all the workers to under 24 hrs. per weekthat way, they can avoid the insurance requirements.

As of right now, I am covered under my husbands insurance plan through his work, but there is talk that after March when the insurance policy comes up for renewal, the Family part of the plan will be cancelled or priced so high, we will not be able to afford it.
Reply With Quote
  #19  
Old Dec 4, '13, 8:14 pm
jimmy jimmy is offline
Book Club Member
 
Join Date: June 22, 2004
Posts: 9,657
Default Re: We just got a notice in the mail telling us that our health insurance is now being rationed to my family

Quote:
Originally Posted by Sy Noe View Post
Try to be thankful you've had insurance. Many before the ACA didn't have it because of being denied due to pre existing conditions. Or if they could get it with their pre existing health conditions the cost made it prohibitive for them. Insurance companies just didn't begin to cancel or change policies or pricing or ration with the start of Obamacare, That's been going on for long before.
So now it is good to destroy the health care plans of the average person because otherwise the terminally ill wouldn't be able to get a health plan after discovering their terminal illness. Be thankful that you have a plan, even if it is far worse than what you had before healthcare became affordable. I'll tell you what; you send me a hundred dollar bill and ill send you five ones. Then we can both be thankful; me because I am 95 dollars richer, and you because you have five dollars whereas someone else might not have any.
__________________
"Who has the more difficult task: the teacher who lectures on earnest things a meteor's distance from everyday life-or the learner who should put it to use?"
Reply With Quote
  #20  
Old Dec 9, '13, 1:38 pm
MarkInOregon MarkInOregon is offline
Regular Member
 
Join Date: September 28, 2004
Posts: 1,050
Religion: Catholic
Default Re: We just got a notice in the mail telling us that our health insurance is now being rationed to my family

Quote:
Originally Posted by Hobbes42 View Post
Self righteous much?
The OP was bemoaning the rationing. Rationing the OP did not have to go through before the Patient Protection and Affordable Care Act.
Healthcare has always been rationed--this is nothing new. Peoples health insurance coverage has always been subject to change. Employee's have often been asked to shoulder more and more of the cost of their health insurance by their employers. Employees have often seen their deductiblbes go up as their employers attempt to maintain a reasonable premium in order to continue to provide health insurance to their employees. Finally you can always find employees who lost their insurance because it simply became to expensive for their employers to provide and too expensive for them to fund out of pocket. For example to add my wife to my company's pre Affordable Care Act insurance policy would be over $700 per month--pushing $9,000 per year in out of pocket cash flow that we do not have.

It is time that we stop trying to blame everything that is wrong with healthcare in America on The Affordable Care Act. An act that has been obstructed by some of those opposed to it. If you were trying to build a house and at every turn--you were met with people trying to stop you...what kind of house would you end up with or would you even be able to end up with a house at all?

Is The Affordable Care Act the solution to our nations very real healthcare problems--I don't think it is, but the problems with healthcare in America did not start with it either--there were and are problems with healthcare in America and only those with their heads in the sand won't acknowldge that.

The Peace of Christ,
Mark
Reply With Quote
  #21  
Old Dec 9, '13, 1:45 pm
Rohanfan Rohanfan is offline
New Member
 
Join Date: November 24, 2010
Posts: 43
Religion: Catholic
Default Re: We just got a notice in the mail telling us that our health insurance is now being rationed to my family

Quote:
Originally Posted by MarkInOregon View Post
Healthcare has always been rationed--this is nothing new. Peoples health insurance coverage has always been subject to change. Employee's have often been asked to shoulder more and more of the cost of their health insurance by their employers. Employees have often seen their deductiblbes go up as their employers attempt to maintain a reasonable premium in order to continue to provide health insurance to their employees. Finally you can always find employees who lost their insurance because it simply became to expensive for their employers to provide and too expensive for them to fund out of pocket. For example to add my wife to my company's pre Affordable Care Act insurance policy would be over $700 per month--pushing $9,000 per year in out of pocket cash flow that we do not have.

It is time that we stop trying to blame everything that is wrong with healthcare in America on The Affordable Care Act. An act that has been obstructed by some of those opposed to it. If you were trying to build a house and at every turn--you were met with people trying to stop you...what kind of house would you end up with or would you even be able to end up with a house at all?

Is The Affordable Care Act the solution to our nations very real healthcare problems--I don't think it is, but the problems with healthcare in America did not start with it either--there were and are problems with healthcare in America and only those with their heads in the sand won't acknowldge that.

The Peace of Christ,
Mark
Thank You
Reply With Quote
  #22  
Old Dec 10, '13, 12:11 am
Rence Rence is offline
Senior Member
 
Join Date: December 12, 2009
Posts: 7,484
Religion: Roman Catholic
Default Re: We just got a notice in the mail telling us that our health insurance is now being rationed to my family

Quote:
Originally Posted by livingwordunity View Post
My wife informed me that we got a notice in the mail saying that my family can only use the emergency room a limited number of times before they start charging us for it. This must be what they mean by the "affordable care act".
As a nurse working in a hospital, I'm all for this. Too many people use the emergency room as a walk-in clinic, and many times the same ones do it over and over. If this was added to all the policies, more people would use the emergency room for true emergencies and go to clinics, the health department or their health care provider's office for non-emergent situations. How many times are they allowing per person per year?
Reply With Quote
  #23  
Old Dec 11, '13, 1:12 pm
livingwordunity's Avatar
livingwordunity livingwordunity is offline
Senior Member
 
Join Date: April 22, 2012
Posts: 7,011
Religion: Catholic
Default Re: We just got a notice in the mail telling us that our health insurance is now being rationed to my family

Quote:
Originally Posted by Rence View Post
As a nurse working in a hospital, I'm all for this. Too many people use the emergency room as a walk-in clinic, and many times the same ones do it over and over. If this was added to all the policies, more people would use the emergency room for true emergencies and go to clinics, the health department or their health care provider's office for non-emergent situations. How many times are they allowing per person per year?
Or cut costs by covering real medical issues instead of forced coverage for elective abortions and $80,000 so-called "sex-change" operations.
__________________
“We must reaffirm the right of children to grow up in a family with a father and mother.” - Pope Francis
Pope Francis warns against dangers of 'adolescent progressivism'
Reply With Quote
  #24  
Old Dec 11, '13, 3:24 pm
Barbara Ann Bau Barbara Ann Bau is offline
New Member
 
Join Date: July 9, 2013
Posts: 78
Religion: Catholic
Default Re: We just got a notice in the mail telling us that our health insurance is now being rationed to my family

I found that when I had health insurance. I abused it badly. I actually went to the ER more often than to my primary care physician. Why because I thought "Well I have a good health insurance ( I also bought a very large life insurance) so I don't have to take care of myself. I only went to the doctor when ordered to by my employer and that was usually a visit to the ER because I had passed out at work and was running a fever of 102 or greater. I didn't have the choise of going to Urgent Care because my insurance didn't cover it. Before I married I did not watch what I ate and managed to end up in the ER with food poisoning. I also knew of people who abused the health insurance by running to the Dr. with every little sniffle. What I am saying here is that there will be abuses no matter what. I actually believe that I am in poor health now because of the times in my life when I was insured but those were choises, that I made. Not the Government
Reply With Quote
  #25  
Old Dec 11, '13, 5:12 pm
kozlosap's Avatar
kozlosap kozlosap is offline
Regular Member
 
Join Date: November 30, 2009
Posts: 1,295
Religion: Catholic
Default Re: We just got a notice in the mail telling us that our health insurance is now being rationed to my family

Quote:
Originally Posted by MarkInOregon View Post
Healthcare has always been rationed--this is nothing new. Peoples health insurance coverage has always been subject to change. Employee's have often been asked to shoulder more and more of the cost of their health insurance by their employers. Employees have often seen their deductiblbes go up as their employers attempt to maintain a reasonable premium in order to continue to provide health insurance to their employees. Finally you can always find employees who lost their insurance because it simply became to expensive for their employers to provide and too expensive for them to fund out of pocket. For example to add my wife to my company's pre Affordable Care Act insurance policy would be over $700 per month--pushing $9,000 per year in out of pocket cash flow that we do not have.

It is time that we stop trying to blame everything that is wrong with healthcare in America on The Affordable Care Act. An act that has been obstructed by some of those opposed to it. If you were trying to build a house and at every turn--you were met with people trying to stop you...what kind of house would you end up with or would you even be able to end up with a house at all?

Is The Affordable Care Act the solution to our nations very real healthcare problems--I don't think it is, but the problems with healthcare in America did not start with it either--there were and are problems with healthcare in America and only those with their heads in the sand won't acknowldge that.

The Peace of Christ,
Mark

Excellent post! My 29 year old daughter had 2 heart procedures at age 25 and as soon as she graduated from law school was unable to obtain any health insurance. Luckily, California had already implemented a pre existing insurance plan in preparation for ACA, so she was able to purchase a plan. 18 days after the plan took effect she had an emergency appendectomy which cost over $60k. Thank goodness for that plan. As a retired teacher, my health care plan has not been affected. Someday single payer will appear and everyone will be covered.
Reply With Quote
  #26  
Old Dec 12, '13, 8:33 am
livingwordunity's Avatar
livingwordunity livingwordunity is offline
Senior Member
 
Join Date: April 22, 2012
Posts: 7,011
Religion: Catholic
Default Re: We just got a notice in the mail telling us that our health insurance is now being rationed to my family

Quote:
Originally Posted by kozlosap View Post
Excellent post! My 29 year old daughter had 2 heart procedures at age 25 and as soon as she graduated from law school was unable to obtain any health insurance. Luckily, California had already implemented a pre existing insurance plan in preparation for ACA, so she was able to purchase a plan. 18 days after the plan took effect she had an emergency appendectomy which cost over $60k. Thank goodness for that plan. As a retired teacher, my health care plan has not been affected. Someday single payer will appear and everyone will be covered.
As someone who is retired, I'm surprise that you aren't concerned about the ACA death panels. That's how the current White House admin reasons that it will be "affordable" because they plan on there being fewer people (abortions, the elderly and disabled). In addition, a lot of women deeply regret their abortions which often leads to depression which makes them more likely to commit suicide. Regrets for having the so-called "sex change" operations can also make someone more likely to commit suicide which means, again, fewer people.
__________________
“We must reaffirm the right of children to grow up in a family with a father and mother.” - Pope Francis
Pope Francis warns against dangers of 'adolescent progressivism'
Reply With Quote
  #27  
Old Dec 12, '13, 8:44 am
livingwordunity's Avatar
livingwordunity livingwordunity is offline
Senior Member
 
Join Date: April 22, 2012
Posts: 7,011
Religion: Catholic
Default Re: We just got a notice in the mail telling us that our health insurance is now being rationed to my family

Quote:
Originally Posted by Rence View Post
As a nurse working in a hospital, I'm all for this. Too many people use the emergency room as a walk-in clinic, and many times the same ones do it over and over. If this was added to all the policies, more people would use the emergency room for true emergencies and go to clinics, the health department or their health care provider's office for non-emergent situations. How many times are they allowing per person per year?
Couldn't that argument about people abusing the system be expanded to argue against the need for mandatory health insurance?
__________________
“We must reaffirm the right of children to grow up in a family with a father and mother.” - Pope Francis
Pope Francis warns against dangers of 'adolescent progressivism'
Reply With Quote
  #28  
Old Dec 20, '13, 2:38 am
WarriorQueen WarriorQueen is offline
Trial Membership
 
Join Date: December 20, 2013
Posts: 7
Religion: protestant
Thumbs up Re: We just got a notice in the mail telling us that our health insurance is now being rationed to my family

I thought I was going to go right by this thread and not say anything, but then I noticed something that was, i am sure accurate when the person was dealing with their situation, but has changed drastically in the last years.

The extremely poor have had access to medicaid, as long as they were not on social security. I know because I survive on social security disability. I worked for 15 years until I was nearly killed in a car crash that left me disabled. The way the insurance worked, I got medicare, which was suppose to pay 80% of costs, but that was not very accurate. Despite having medicare, I had huge bills and no way to pay them. I was not eligible for medicaid unless I literally spent every penny of my disability stipend on medical bills. If I did that, I would have no roof over our heads (I am a single head of household) and no way to feed us. As you can imagine, that was never a good option.

Before Ronald Reagan gutted the medicare program, it covered a lot more. This is probably when the person who started the thread was covered by insurance that was more comprehensive. I can also tell you, since I volunteer with a population that is very impoverished, that only some people have actually been eligible and covered by medicaid. A good friend of mine, for example, in a two parent home, with 4 children, could not afford coverage that she has badly needed. She is finally getting the medical treatment she has needed as long as I have known her.

The affordable care act is not a permanent solution for the problems. It is just a start at addressing very important issues that have been ignored until now. Part of the problem too, is that instead of doing the ethical thing, and adding what was missing to existing plans, insurance companies cancelled everything, and made it much more difficult than it needed to be. I actually still have yet to sign up, because I didn't know I qualified for additional help until talking to my doctors office the other day. I decided I am reserving judgement until after I see how it goes. I know it won't be perfect, but it is bringing costs down, and I was actually told that my needed physical therapy will not have a maximum number of visits, so that sounds good.

Hoping for the best
Reply With Quote
  #29  
Old Dec 21, '13, 3:38 pm
Sunbreak Sunbreak is offline
Regular Member
 
Join Date: March 26, 2008
Posts: 3,109
Religion: Catholic
Default Re: We just got a notice in the mail telling us that our health insurance is now being rationed to my family

Rationing is nothing new. Insurance policies in general have cut down on things that are covered before you have to pay yourself. It used to be that insurance was affordable for the employers so they provided it to you and sometimes even your family. The deductible was low so you would not have to pay very much yourself. The cutting down on what you get before you have to pay more yourself has been happening for over 20 years at least.
Reply With Quote
  #30  
Old Dec 21, '13, 3:49 pm
livingwordunity's Avatar
livingwordunity livingwordunity is offline
Senior Member
 
Join Date: April 22, 2012
Posts: 7,011
Religion: Catholic
Default Re: We just got a notice in the mail telling us that our health insurance is now being rationed to my family

I'm seeing a lot of the Tu quoque ("you too") logical fallacy being repeated in this thread by supporters of the so-called "affordable care act".
Tu quoque ("you too"). This is the fallacy of defending an error in one's reasoning by pointing out that one's opponent has made the same error. An error is still an error, regardless of how many people make it. For example, "They accuse us of making unjustified assertions. But they asserted a lot of things, too!" (Source)
__________________
“We must reaffirm the right of children to grow up in a family with a father and mother.” - Pope Francis
Pope Francis warns against dangers of 'adolescent progressivism'
Reply With Quote
Reply

Go Back   Catholic Answers Forums > Forums > Apologetics > Social Justice

Bookmarks

Thread Tools Search Thread
Search Thread:

Advanced Search
Display

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump



Prayer Intentions

Most Active Groups
8459Meet and talk,talk talk
Last by: Kellyreneeomara
5146CAF Prayer Warriors Support Group
Last by: mountee
4424Devotion to the Sorrowful Mother
Last by: DesertSister62
4037OCD/Scrupulosity Group
Last by: eschator83
3863SOLITUDE
Last by: beth40n2
3740Let's empty Purgatory
Last by: DesertSister62
3322Petitions Before the Blessed Sacrament
Last by: Amiciel
3284Poems and Reflections
Last by: PathWalker
3224Catholic Vegetarians & Vegans
Last by: 4elise
3112For seniors and shut- ins
Last by: Kellyreneeomara



All times are GMT -7. The time now is 12:43 pm.

Home RSS Feeds - Home - Archive - Top

Copyright © 2004-2014, Catholic Answers.