Catholic FAQ


Latest Threads
newest posts



Go Back   Catholic Answers Forums > Forums > Apologetics > Social Justice
 

Welcome to Catholic Answers Forums, the largest Catholic Community on the Web.

Here you can join over 400,000 members from around the world discussing all things Catholic. Membership is open to all, Catholic and non-Catholic alike, who seek the Truth with Charity.

To gain full access, you must register for a FREE account. Registered members are able to:
  • Submit questions about the faith to experts from Catholic Answers
  • Participate in all forum discussions
  • Communicate privately with Catholics from around the world
  • Plus join a prayer group, read with the Book Club, and much more.
Registration is fast, simple and absolutely free. So join our community today!

Have a question about registration or your account log-in? Just contact our Support Hotline.

Reply
 
Thread Tools Search Thread Display
  #1  
Old Nov 8, '12, 8:33 am
ssancho ssancho is offline
Junior Member
 
Join Date: March 15, 2012
Posts: 186
Religion: Catholic
Default Participation in Obamacare

What should Catholics do about participating in Obamacare's individual insurance mandate? Should we buy insurance, pay a $700 fine to the IRS, or refuse to pay either way (and risk jail time)?

What's the right thing to do?
Reply With Quote
  #2  
Old Nov 8, '12, 9:28 am
1ke 1ke is offline
Forum Elder
 
Join Date: May 25, 2004
Posts: 24,617
Religion: Catholic
Default Re: Participation in Obamacare

The Church does not require you to refuse insurance.
__________________
Pax, ke

ke's universal disclaimer: In my posts, when I post about marriage, canon law, or sacraments I am talking about Latin Rite only, not the Orthodox and Eastern Rites. These are exceptions that confuse the issue and I am not talking about those.
Reply With Quote
  #3  
Old Nov 8, '12, 10:25 am
ssancho ssancho is offline
Junior Member
 
Join Date: March 15, 2012
Posts: 186
Religion: Catholic
Default Re: Participation in Obamacare

But doesn't buying insurance require you to pay for abortion coverage? Is it still acceptable to buy insurance under those circumstances, and if so, why?
Reply With Quote
  #4  
Old Nov 8, '12, 10:39 am
Joe 5859's Avatar
Joe 5859 Joe 5859 is offline
Forum Elder
 
Join Date: February 1, 2007
Posts: 17,267
Religion: Catholic
Default Re: Participation in Obamacare

As far as I can tell, the mandate applies to employers, not individuals.
__________________
Joe (Average Joe Catholic)


The Catechesis of the Popes
__________________
The more I follow the online discussions ... the more I follow the debates and disagreements in the Church about administrative unity, or the concerns expressed about the moral or personal or administrative or leadership failings of the bishops or the clergy, the more I become convinced that whatever might be the truth of these concerns, ALL of this is simply a distraction. No, itís more than that. Itís a justification, an excuse, for not helping each other and those outside the Church fall in love with Jesus Christ. How easy it is to talk about everything, but about Jesus hardly at all.

- Fr. Gregory Jensen
Reply With Quote
  #5  
Old Nov 8, '12, 10:40 am
yukonbrad yukonbrad is offline
Junior Member
 
Join Date: August 5, 2012
Posts: 318
Religion: Roman Catholic
Default Re: Participation in Obamacare

Quote:
Originally Posted by ssancho View Post
But doesn't buying insurance require you to pay for abortion coverage? Is it still acceptable to buy insurance under those circumstances, and if so, why?
You still need health insurance should you get sick, need medication etc. Unless you are independantly wealthy and have millions to throw around for your health care you need to get insurance. The church does not ask us not to do so, it does not wish that we should sacrifice our well being over this morally reprehensible policy.
Reply With Quote
  #6  
Old Nov 8, '12, 11:06 am
SonCatcher SonCatcher is offline
Senior Member
 
Join Date: April 30, 2010
Posts: 6,033
Religion: Catholic
Default Re: Participation in Obamacare

Quote:
Originally Posted by Joe 5859 View Post
As far as I can tell, the mandate applies to employers, not individuals.
There are 2 mandates: the HHS mandate, which the Church vehemently objects to and is currently fighting in court, and the Individual mandate, which the Supreme Court upheld last summer as a tax.

The latter was not strongly objected to by the Church since the subject of individual coverage per se is mainly prudential.

It may be possible for an individual to purchase insurance without abortion coverage through the exchanges (read the policy carefully before applying - the law indicates that abortion coverage is a separate $1 charge but it is not a la carte - if the plan covers it, the insured must pay that dollar).

There is an alternative that allows individuals to avoid the non-insurance tax. Here, I quote myself from an earlier thread:
Samaritan Ministries is a non-Catholic health sharing organization. They distribute the costs of medical care among their members and negotiate fees.

Solidarity Health Share is a Catholic organization that will do the same when they get it going (so far, they have a signup form to request info when they become available). This organization was established specifically in response to the HHS mandate.

Strictly speaking, neither is an insurance company. However, the law allows participation in such programs in lieu of purchasing insurance.
Solidarity's main page isn't loading for me at the moment, but their blog still seems to be operational
__________________
-John
Reply With Quote
  #7  
Old Nov 8, '12, 11:41 am
1ke 1ke is offline
Forum Elder
 
Join Date: May 25, 2004
Posts: 24,617
Religion: Catholic
Default Re: Participation in Obamacare

Quote:
Originally Posted by ssancho View Post
But doesn't buying insurance require you to pay for abortion coverage?
It requires you to have insurance.

That insurance can be something like a high deductible policy coupled with a Health Saving Account (HSA). Most high deductible plans are major medical-- for example, hospitalization, emergency, etc.

A group or individual policy may have benefits for abortion or contraception, you certainly are not required to use those services.

Quote:
Originally Posted by ssancho View Post
Is it still acceptable to buy insurance under those circumstances, and if so, why?
Yes.

Do you not have insurance now?

For most people there is no change at this point, your employer insurance is still the standard. Nothing has changed in our policy, except the price-- which has gone UP this year tremendously.
__________________
Pax, ke

ke's universal disclaimer: In my posts, when I post about marriage, canon law, or sacraments I am talking about Latin Rite only, not the Orthodox and Eastern Rites. These are exceptions that confuse the issue and I am not talking about those.
Reply With Quote
  #8  
Old Nov 8, '12, 11:45 am
MSSheBear's Avatar
MSSheBear MSSheBear is offline
Regular Member
 
Join Date: December 20, 2010
Posts: 640
Religion: Catholic (former Evangelical)
Default Re: Participation in Obamacare

Quote:
Originally Posted by Joe 5859 View Post
As far as I can tell, the mandate applies to employers, not individuals.
As an individual with no employer-provided insurance, I will be subject to a fine/being able to purchase insurance. If your employer provides insurance, fine, but not all employers are required to. Any employer with less than 50 employees is exempt, for example. A lot of people will not have employer-provided insurance.
Reply With Quote
  #9  
Old Nov 8, '12, 12:16 pm
Bookcat Bookcat is offline
Forum Elder
 
Join Date: January 14, 2009
Posts: 19,081
Religion: Christian! Catholic! Disciple of Jesus of Nazareth!
Default Re: Participation in Obamacare

Regarding employers...

http://www.ncbcenter.org/page.aspx?pid=1293

More info can be sought from them.
__________________
VIVAS IN DEO
IHCOY XPICTOY
Reply With Quote
  #10  
Old Nov 9, '12, 11:31 am
Chrish1975 Chrish1975 is offline
Account Under Review
 
Join Date: July 18, 2012
Posts: 149
Religion: Doubting Catholic
Lightbulb Re: Participation in Obamacare

Quote:
Originally Posted by ssancho View Post
But doesn't buying insurance require you to pay for abortion coverage? Is it still acceptable to buy insurance under those circumstances, and if so, why?
No, You are not required to buy abortion or contraceptive coverage for an individual policy. If you don't buy health insurance the tax is very low starting in 2014 and increases over the years. However, if your income is below a certain level then you are not subject to the tax.

ObamaCare for individuals doesn't take effect until 2014, so nothing is going to effect you for now.
Reply With Quote
  #11  
Old Nov 9, '12, 1:27 pm
salvete salvete is offline
New Member
 
Join Date: September 16, 2009
Posts: 22
Religion: catholic
Default Re: Participation in Obamacare

What is the moral culpability to the employee who uses their employer's insurance. My spouse's employer provides insurance and the rates went up dramatically and it now covers contraception and domestic partners. Are we comitting a sin if we use that for our insurance? Should we try to find insurance elsewhere?
Reply With Quote
  #12  
Old Nov 9, '12, 1:52 pm
1ke 1ke is offline
Forum Elder
 
Join Date: May 25, 2004
Posts: 24,617
Religion: Catholic
Default Re: Participation in Obamacare

Quote:
Originally Posted by salvete View Post
What is the moral culpability to the employee who uses their employer's insurance. My spouse's employer provides insurance and the rates went up dramatically and it now covers contraception and domestic partners. Are we comitting a sin if we use that for our insurance? Should we try to find insurance elsewhere?
No, you are not committing a sin and no you do not hav to find insurance elsewhere, but certainly if you can find it more cheaply then do so.
__________________
Pax, ke

ke's universal disclaimer: In my posts, when I post about marriage, canon law, or sacraments I am talking about Latin Rite only, not the Orthodox and Eastern Rites. These are exceptions that confuse the issue and I am not talking about those.
Reply With Quote
  #13  
Old Nov 10, '12, 11:11 am
Listener Listener is offline
Regular Member
 
Join Date: June 5, 2004
Posts: 866
Religion: Cradle Catholic
Default Re: Participation in Obamacare

The right thing to do is enjoy your new benefits. Our insurance plan has never covered any kind of immunizations because they are considered "preventive care." It didn't cover much of anything else that could be considered "preventive care," either.

I would like to quote from a publication that we received from our insurance plan yesterday. Unknown to us, all of this has been effective since June 30, 2012:

"The eligibility waiting period for routine physicals has been eliminated. The Plan will allow one routine physical each calendar year. In addition, annual cancer screenings, well baby care, immunizations and VACCINATIONS (emphasis mine) are now covered at 100% when provided by a PPO provider."

I just paid almost $200 for my shingles shot without knowing a thing about this. It also says that aspirin (325 mg and 81 mg) will be covered when prescribed for cardiovascular disease for men and women.

This is Obamacare in action!
Reply With Quote
  #14  
Old Nov 10, '12, 11:30 am
LightBound LightBound is offline
Regular Member
 
Join Date: October 15, 2011
Posts: 1,931
Default Re: Participation in Obamacare

Quote:
Originally Posted by ssancho View Post
But doesn't buying insurance require you to pay for abortion coverage? Is it still acceptable to buy insurance under those circumstances, and if so, why?
You do realize that a portion of your tax dollars go to Medicaid? You do know that Medicaid pays for contraception, sterilization, and abortion?
Reply With Quote
  #15  
Old Nov 10, '12, 11:31 am
LightBound LightBound is offline
Regular Member
 
Join Date: October 15, 2011
Posts: 1,931
Default Re: Participation in Obamacare

Quote:
Originally Posted by salvete View Post
What is the moral culpability to the employee who uses their employer's insurance. My spouse's employer provides insurance and the rates went up dramatically and it now covers contraception and domestic partners. Are we comitting a sin if we use that for our insurance? Should we try to find insurance elsewhere?
You do realize that a portion of your tax dollars go to Medicaid? You do know that Medicaid pays for contraception, sterilization, and abortion?
Reply With Quote
Reply

Go Back   Catholic Answers Forums > Forums > Apologetics > Social Justice

Bookmarks

Thread Tools Search Thread
Search Thread:

Advanced Search
Display

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump



Prayer Intentions

Most Active Groups
8448Meet and talk,talk talk
Last by: jerrythetrucker
5139CAF Prayer Warriors Support Group
Last by: hopeful01
4424Devotion to the Sorrowful Mother
Last by: DesertSister62
4037OCD/Scrupulosity Group
Last by: eschator83
3863SOLITUDE
Last by: beth40n2
3733Let's empty Purgatory
Last by: DesertSister62
3316Petitions Before the Blessed Sacrament
Last by: Amiciel
3280Poems and Reflections
Last by: tonyg
3223Catholic Vegetarians & Vegans
Last by: Rifester
3107For seniors and shut- ins
Last by: flower lady



All times are GMT -7. The time now is 12:58 am.

Home RSS Feeds - Home - Archive - Top

Copyright © 2004-2014, Catholic Answers.