Rep. Chris Smith (R-NJ) is introducing the “Abortion Insurance Full Disclosure Act” YESTERDAY. This bill would reverse the secrecy clause in the Affordable Care Act (ACA) and require that all plans on the exchanges disclose whether or not the plan includes abortion. If the plan includes abortion, the plan must also disclose the amount of the abortion surcharge.
Background: Anyone who enrolls in a federally subsidized health care plan that covers elective abortions will pay a “abortion fee” of at least $1 per month into a fund to pay for abortion on demand (Section 1303(b)(2) of the ACA). In addition, under the secrecy clause, plans that cover abortion are only allowed to disclose the abortion surcharge “as a part of the summary of benefits and coverage explanation, at the time of enrollment” and information about the plan on the exchange may only list the total amount of the combined payments without specifying the surcharge (Section 1303(b)(3) of the ACA). Many families may choose a plan that covers abortion without realizing it or because that plan is the only one that covers the critical care that their family needs. The “Abortion Insurance Full Disclosure Act” amends the ACA to specify that plans must prominently disclose whether or not the plan includes abortion. In addition, if a plan includes abortion, the plan must disclose the amount of the abortion surcharge.