DH’s job was spared…we don’t have to file bankruptcy? BUT, we still have a lot of debt.
We’ve been watching Suzy Orman a lot and she has advised folks with heavy debt (but can still make their payments) to call CCCS (now called CredAbility) in Atlanta.
They are not a debt settlement placed, but instead work with you AND your creditors to reduce or eliminate interest, lower payments, etc. We’ve tried and tried and tried to get interest lowered without any luck.
We are thinking of working with them to help get our debt paid down. does anybody here have experience with them, or any other place? we’ve done the ramsey debt snowball thing, and it works, but with 80k of credit cards, the interest is killing us and we’re not getting anywhere…