Banks: National or local


#1

Which banks do yall prefer? National? or Local?


#2

I kind of like national banks for the convenience.

But I’m more a fan of credit unions


#3

There is something to be said for small banks. I knew of a guy who, whenever he moved to a new town, put all of his money in the smallest bank in town. And he had a pretty large account. In a big bank, he would be just another account. In a small bank, all the tellers knew his name.


#4

I voted national - but I love local. With the web you can have both!

check out our Catholic Credit Union:

nufcu.com/

This is a great place to deposit money as you know it will NOT go to morally questionable causes or organizations.


#5

Our town only has local banks so we’d have to drive an hour and a half to get to a national chain bank.


#6

in our former town there are no more local banks, even the S&Ls have been consolidated or bought out by large state or national institutions.

here there are still a couple of local banks, but if they have not already been bought out or consolidated with a national, that is underway. even if they keep their local name and sign, most are owned by outside companies now.

if I was eligible to join a credit union here, I would, still my first preference, I have never been anyplace that did not have credit unions for parish or diocese, don’t know why they aren’t strong here.


#7

Local. The tellers usually know you by name, and you’re more likely to get a loan if you’re in a tight spot. ;):smiley:

Seriously though, the tellers are friendlier at the local banks. Hubby and I have always had better experiences at our local bank than the national chain. It’s more homey and friendly.


#8

National for me, but both have great benefits. I was actually thinking of switiching to a local one, just for the star wars checks.


#9

We never actually go TO the bank (unless we’re running up to the ATM or something)… all our banking is online - so the whole benefit of “knowing your name” at the local places isn’t worth it…
We bank at big national bank.


#10

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