Some do and some don’t.
I just finished writing about my niece. I homeschooled her for my sister (who must work because she was abandoned by her ex who has no job). She had been in Catholic school PK-3 and had already failed grade 1. The school just kept telling my sister that my niece was a “late bloomer” and “just emotional” because of her father.
I’ve known there’s something odd about that kid since she was 4. I homeschooled her last year and her insurance would pay for “preleminary educational assments”. My sister eventually got the whole shebang. They wouldn’t cover any therepy, though.
This year, I couldn’t homeschool her again. However, the district is WONDERFUL. She’s getting all sorts of help. Insurance wouldn’t pay for anything.
When I talk about my friend with 7 kids, her daughter is not on the spectrum. She has a disorder that means minor to severe delays in motor, communication, etc skills.
Homeschooling can be an option, but what I was addressing was that there are many parents who are DEAD SET on homeschooling or make declarations that homeschooling is the only legitimate parenting option/public school never is that don’t know what they are talking about.
If SPED is a dumping ground, yeah, it’s bad. However, if it’s not, it’s a God-send. And like you said if your insurance will pay. Since Obamacare has been rolled out most people in my income bracket have been forced into expensive PPO or High-deductible plans which don’t pay for squat.