Gov. Dayton Declares Affordable Care Act ‘No Longer Affordable’


HSA is a Health Savings Account.

It is a very inexpensive medical insurance program.

My recollection is that it originated in South Dakota. Some states allowed them; some states did not allow them.

Over the years, the Federal government imposed more and more regulations and prohibitions against them. Nevertheless they were very popular.

The late Senator Ted Kennedy was very against them because he insisted on a British type of socialized medicine and forced many limitations on them. including a limit on the number of these accounts that would be allowed.

Presidential Candidate Donald J. Trump has proposed allowing them AND allowing interstate purchase, which had been the big stumbling block.

Indiana adopted the HSA for state employees and within a short time, they became very popular.


If you do searches here on CAF, there have been lengthy discussions on HSA plans and the Indiana Plan, etc.

Here is a current link for the HSA plan:

These are excellent plans.

No government bureaucracy is needed.

No tax payer subsidies are needed.

If you can buy auto insurance and house insurance and life insurance across state lines, why not buy medical insurance across state lines?

You can open a stock brokerage account across state lines, why not a medical payment account?

Why is it that you cannot buy a medical insurance account at your local hospital? Fully transferable if you move.


There is also an FSA:

Between the FSA and 401k & IRA contributions we make a nice dent in our total tax bill

A Flexible Spending Account (FSA) is a tax-favored program offered by employers that allows their employees to pay for eligible out-of-pocket health care and dependent care expenses with pre-tax dollars. By using pre-tax dollars to pay for eligible health care and dependent care expenses, an FSA gives you an immediate discount on these expenses that equals the taxes you would otherwise pay on that money.

In other words, with an FSA, you can both reduce your taxes and get more for your money by saving from 20% to more than 40% you would normally pay for out-of-pocket health care and dependent care expenses with after-tax (as opposed to taxed) dollars.SOURCE.


There have been many discussions here on Catholic Answers Forums about medical insurance.

Here is one thread from a few years ago.


This is a thread I found here on CAF:


Vern Humphrey used to post on medical insurance a lot.

I think he died.


Just wondering what do the letters HSA stand for?


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