That seems reasonable…I always wondered why all the masses seemed to be for the dead. My sister had her cancer return and I would like to have one for her, but some might think it’s morbid. I think that is because it it not what they see a lot but like you said, it is a wonderful idea to help souls that are still alive too.
I did find my answer to the Prostestant view:
Thus Protestants normally object to anything that looks like Purgatory, as well as prayers for the dead. It is often said that prayers for the dead suggest a lack of trust in God, since God will judge them justly.
You can see the difference clearly if you attend both Protestant and Catholic worship services. When someone in the congregation has died, Catholics will ask for prayers for them and their family, while Protestants will ask only for prayers for their family.
Despite the rejection of Purgatory, many Protestant groups are still concerned to maintain accountability for what has been done during life. Many Protestants believe that there will be different levels of honor in heaven. Many Protestants also believe that even saved people will go through a process where their entire lives are reviewed and judged, even though their final destination is not in doubt. This is sometimes described as the “bema seat judgement”. As a result of it, Christ’s followers will be rewarded according to the quality of their work. This is contrasted to the “great white throne” judgement, which determines whether someone will spend eternity in heaven or hell.