Here’s the thing… God’s Mercy and Love… well they’re free… Judgment on the other hand it’s Earned.
The problem we have is that we view God’s Love, Mercy, Wrath, Judgment with the human condition.
We already Know that God’s Way is not our ways–He Stated it so.
Where we go totally coco is when we believe that we can do as we please all of our lives and (the hollowood’s spirituality) when we are sure that we can’t profit or get any benefit or death is just a few steps away we can just throw our hands up and call for a Priest (for non-Catholics and non-Believers–just phone God directly) and claim repentance.
The problem with that is that God cannot be fooled. He does not go by outward appearances; the Holy Spirits Searches the depths of our mind, body, and soul (spirit):
1:4 No, Wisdom will never make its way into a crafty soul nor stay in a body that is in debt to sin; 1:5 the holy spirit of instruction shuns deceit, it stands aloof from reckless purposes, is taken aback when iniquity appears. 1:6 Wisdom is a spirit, a friend to man, though she will not pardon the words of a blasphemer, since God sees into the innermost parts of him, truly observes his heart, and listens to his tongue. 1:7 The spirit of the Lord, indeed, fills the whole world, and that which holds all things together knows every word that is said. 1:8 The man who gives voice to injustice will never go unnoticed, nor shall avenging Justice pass him by. (Wisdom)
So, yeah, we can call on God even in the final stages of life; but no, God is not fooled into accepting a false and pretentious ‘mea culpa’ or “Lord, Lord!”