I simply used the exact math of the OP who said the hypothetical person had $30,000 left after paying for necessary things.
I at no point attempt to make a judgement.
I also think that those with anything should help those in more need, but that it is not required if it is used in necessities.
The answer to that is what is needed now. It doesn’t have to go to the church but to any charitable/good causes.
It’s also a sort of “trust” in God, so to speak. You say you save about 2/3 of the 250 thousand you make, which to me sounds like a lot more than 200,000 dollars by the end of your life. We also don’t know when the end shall come, and it may be prior to your death. Good on you for spending your time. Personally I believe time is much more valuable than money. Rarely do you hear on a desthbed, “if only I had more money”, much more frequently it is, “if only I had more time!”
But when I hear that much money, that sounds like a lot. I have a friend who I try to help, he’s a tad crazy. But he needs just > $150 a month to survive. He essentially lives in a shed. Now, I don’t mean to make you feel obligated to help him, but I won’t have the funds until next month to help him specifically, so if you or anyone you know would be fine giving anything his way, please go to the fundraising site YouCaring and search his name, Richard Crandall, and he should be the first to come up, about space exploration. It’s actually his living funds, and the total is accrued over months. He has a lot of issues that prohibit him from working, and when he tried to go out to see if there was any job he could do, he passed out from heat stroke. Hes written multiple books, but they didn’t sell well. He was banking on this application (he has to do jobs that are not physical due to physical issues) being accepted this month, but they’re not responding. I worry very much about him. Even if you cannot pay for him, please do keep him in your prayers. He’s also a protestant (well, he has some rather odd ball beliefs), so also pray for his conversion.