DH’s grandmother’s old house in the suburbs has recently been put on the market, and we’re considering making an offer. While we’re going to wait and see what type of mortgage we can get (we qualify for a VA home loan), we’re not very confident because the DC metro area is outrageously expensive and we’re a single-income household until I can send my manuscript in for publication. I have a disability, so it would be very difficult for me to find work outside the home, and I’d end up quitting once we have kids in a year or so, anyway. His mom has offered to pay off all the debt we have left from when DH experienced 4 months of unemployment and might help us out even more. She always regretted selling the house after her mother passed.
The downsides to this are a) the county the house is located in is a sanctuary county for illegal aliens, which is causing problems, and b) this gives his (sometimes very demanding) mother an excuse to butt into our lives whenever she wants. If not for these two things, this would be a dream come true. That is, if we are even able to afford this place with her help.
I’m also just frustrated with the COL situation here in general. We can barely afford the rent on our apartment, and there is almost nowhere affordable we can move that isn’t infested with mice or over an hour away from the city where DH works. We can’t move because DH works for the government and we don’t know if or when we’ll be able to transfer to a new location. We considered moving out to the more rural areas, but the urban sprawl is already starting to arrive there and we still might not be able to get a mortgage with our current income. We can barely save any money because of our rent, and we don’t even have much to show for it. I’m tired of living in a studio apartment and still having to scrimp and save. How are we going to afford to send our future kids to parochial school when it costs over $5k per kid and we have almost no disposable income? I can’t stand living in an urban area. I grew up in a small suburb where everyone knew their neighbors, we had large yards, and there was almost no crime. I’ve tried to look on the bright side, but it’s hard when the only reason I wouldn’t want to leave is that I like the Catholic community here. It drives me crazy to know that in other areas of the country, you can buy a house for under $100k. I’m so frustrated and stressed out, and I feel like we’re going to be stuck renting a tiny apartment in the middle of soulless urban sprawl forever.