Surprisingly, my ex-wife and I have had numerous similar experiences over the years, not sure if its luck or something else?! lol I could see a one time fluke, but multiple times…?
My ex-wife got a parking ticket for parking the wrong way on our street, it was around $40. 3 weeks later, she went to the police dept to pay it, they said they had no record of it.
This is a HUGE one…I bought a used dodge ram truck back in 2002, I had it financed thru a place in CA, as my credit was not that great back then, it was $ 5800. I filled out all the normal paperwork, signed it all, went to courthouse to register it, etc.
Then about a month later, the engine died, and I found it would cost close to $3500. to get it running, the dealer was not helpful, said it was all on me (there was no warranty), so my wife and I discussed it and decided to let it be repossessed, as my dad was going to co sign for a newer car for me.
So, we didnt make anymore payments on it, I parked it in the driveway, expecting it to be repo’ed within a month or so, well, the months went by and it still sat there, after about 5 months I called the finance company, they had no record of this vehicle or the lien, called the dealer, they told me they had nothing to do with it anymore, once the financing is done and car is gone, I have to deal with the finance company now.
I went to my courthouse, they had the lien on record with this CA finance company, I called them back, they still insisted they knew nothing about this vehicle, me, or the dealer I bought it from, they had searched, but said they had no records of it. They were starting to get annoyed at me and my wife calling, so they eventually told us in a harsh voice, to stop calling, they insisted they had nothing to do with this vehicle.
The truck was not worth fixing, so it sat in my driveway until we moved, then it sat behind my brothers barn for the next 8 years. Eventually I went to the courthouse and they released the lien, after 8 years, they can do this, they thought the original finance company had maybe sold the loan to another finance place and somewhere along the lines, the loan fell thru the cracks. I ended up selling the truck for junk to a guy for $700. My dad thought it may be a disgruntled employee at either the dealership or the finance company, and they ‘erased’ a bunch of data, Im not sure what happened.
My ex-wife and I still joke that I should have bought a Ferrari with this company!!