I definitely do want to look into this someday. Right now its all about solving this pressing problem and I juggle care-taking for my Mom (advanced Alzheimer’s) and my son is finishing high school and my low paying job in education has a lot of responsibility which I take seriously, as I take all these responsibilities, so, one thing at a time.
I was once in a very good place financially from long dedication to wise living and should have had my beautiful house all paid off actually last month but my husband’s choice to leave ten years ago and fabricate lies to the court in order to gain custody meant sudden financial devastation of everything I ever worked and saved for.
Robert also faced devastation when his daughter became pregnant at 15 and then became a narc addict and then “Grandpa” became “Mom”… and related to her drug use were problems of the kind he had no clue how to anticipate or deal with and there was no one in his life to advise him and he did the wrong things like help her. And there was a devastating robbery by his daughter’s friend of all he had left (money, all his tools, everything of value down to even the wires in his home stripped for metal).
So we are both starting over financially and have little means. And though we feel young in our delight in each other, our youth is behind us. We only desire a small paid-for home someday and means to buy our own food, not on assistance, and being able to walk to Mass would be a plus. It seems do-able but throwing away for short-sale the ONLY asset between us, excepting the other asset which is Robert’s work ability and time and zeal to do the work – it seems unwise and something we should avoid if there is any way we possibly can. So, we shall see. We pray nightly to St. Joseph to help us…
P.S. She just emailed me back and can talk tomorrow! I will give a progress report, if only abbreviated.