This is not the most popular passage in the Bible, but it's there in black and white, inspired by the Holy Spirit:
Wives, submit to your husbands as to the Lord. For the husband is the head of the wife as Christ is the head of the church, his body, of which he is the Savior. Now as the church submits to Christ, so also wives should submit to their husbands in everything.
Those are pretty clear words. And it is a pretty strong way to put it for Paul to say, "Wives, submit to your husbands as [you would / do] to the LORD."
To submit means to give over or yield all authority to your husband. He IS the head of the wife (not just spiritually), as Christ is the head of the Church. He has the authority to make the decisions (which does NOT mean they are always - or even often - wise ones. He is a sinful man, and some are more sinful than others!), but scripture is clear that he has the authority and wives must submit to their husbands in everything.
Don't let the devil tempt you by making you feel oppressed by this! When you give yourself over to this truth, it is actually very liberating to know that these decisions are NOT your problem. They may cause you problems in the short-run, but it is not your problem to stress out and worry about what your husband does. Just support him & respect his decisions. God will be pleased by your submission, and he will reward you (sometimes with a happier marriage!).
Also, I want to add a little sidenote that if your husband would be totally unwilling to seek counseling, don't let this be a point of argument either. If you know he would be totally opposed, don't even go there. And don't let that closed door be another source of despair for you! (I speak from personal experience.) Try putting your effort into making your husband happy, submitting to him as the scriptures teach, and respecting him. Keep at it! Do your part as best you can (though you may fail at times) and PRAY for your husband & your marriage, and let God work.