Do you like this idea? I don’t like money taken out of my check book automatically.
[quote=Sirach14]Do you like this idea? I don’t like money taken out of my check book automatically.
Military has done it for years. They can have money taken directly from their pay for charities, Red Cross, etc.
Should be able to set it up through the bank to make sure there is a limit to how much can be withdrawn.
Companies do it all the time for car payments, warranties, mortgages, and other items.
as part of stewardship campaign in a former parish we offered the option to replace envelopes with monthly mailer of parish news, and electronic donations. hugely successful.
We don’t have this option at our church, but we use an automatic bill pay system that mails our check to the church twice a month. We find it useful, but we had to make a point to explain to our 7 yr old why she had to put some of her allowance in the basket, but she never saw Mommy and Daddy do it. :o
We have electronic banking, and generally just have a check sent to the parish after paydays. if we get more money, we add more. We like this because it is under OUR control.
I don’t like the idea for my family because our money is not that stable at certain times of year. We have large expenses when school is first starting up and I am a teacher so I haven’t had my first check yet. So there would actually be times it would bounce. However, if I had the money all the time in my account it would make it easier.
I have a line of credit on my account that costs $25 a year. You can write checks any old time and not worry about bouncing them. That way I can pay bills when ever I work myself up to it. My clerical skills are nil so I like a system like that.
I like to give a different amt each week, depending on my mood. But, I think it’s a great idea. We don’t have it where I attend church.
We like the idea that our parish knows our contribution can be depended on to be there, whether we are out of town, sick, suffering from bad memory, late for Mass and can’t find the checkbook, snowed in, or whatever. We pay many of our bills electronically, and since our income is steady, it works for us.
If you can swing it, this method has two advantages. First, your parish or whatever other charity you give to regularly knows they can depend on you. Second, it is like the method of saving where you “pay yourself first.” If you pay the contribution first, you miss it less, and you are less likely to be tempted to skip out on it when things get a bit tight.
For those whose finances go beyond “tight”, though, it might have the disadvantage of subtracting from sound sleep. I don’t know of any parishes who would not rather wait a bit, rather than take their contribution first in exchange for a parishioner or their children facing food, mortgage, or electricity uncertainty.
If you like the idea of “sacrificial giving”, but think you may find yourself in the latter group, then put aside next month’s money in cash, and try not to dip into it. If you have to do that, if things are not adding up however you try to make them, and you are not in a profession of unpredictable income, it’s probably time to give your initial assumptions another look.
We have the “do you have the envelope - no, I thought YOU had the envelopes” game every single week. Would love an auto draft system - I’ll look into setting it up through my bank!
I love e-giving. My parish allows several options on when payments are drawn including, weekly, monthly or quarterly. Paying quarterly would allow for fluctuations in monthly income while still allowing the parish to budget. I don’t miss what I’ve never counted on in my budget. If we plan to give what we are certain that we can afford from the “1st fruits” on e-giving and then add extra when we can then I think e-giving can work for most people. My pay is electronically deposited, so I think of this as me doing the same for my parish.