To make a long, messy story short: I’ve been through two bankruptcies. One of my creditors is threatening to garnish my wages. This is my fault since I haven’t been in touch with him. I’ve managed to get ahead on my monthly bills but there are a number of things in collections and the water (of debt) is rising. I would like to avoid bankruptcy if at all possible. I currently own a townhouse condominium and I’m not sure if I would lose it if I had to file chapter 7.
I also have a pet I love dearly. Apartments are tougher on the pet issue in recent years, and I don’t want to lose my cat.
Thank you for your prayers! :signofcross: