I work two part-time jobs and am under Obamacare because I don’t have private insurance, so I had no choice but to be under it or else be fined as a criminal (yes, let’s call it what it is) if I didn’t apply. I looked at all the “options” available and couldn’t afford a one on my own, so I took the cheapest which has a $7,500 deductible. There’s no dental, vision or prescription. What good does that do me? Because the government benefit pays into it, when I do my income taxes (EZ form, since when you don’t make money, that’s the one you use) I get $200 back along with my refund. That will pay a heating bill for a couple months. Whoopee!
As they say, it’s better than nothing. If I get run over by a dump truck, I’m covered, once I come up with $7,500. Then it’s Easy Street. Well, I don’t have $7,500. Who’s going to pay for that? Am I to be placed in a hallway in an Emergency Room and let nature take its course?
Here’s some things. 1) Revoke allowing hospitals, medical facilities and doctors from refusing to care for Medicare/Medicaid recipients. They have to take them. Won’t they get all that money? Aw, too bad. Looks like having to buy that third vacation house in Aspen won’t happen. If the one in Ft. Lauderdale isn’t enough, too bad. Care for everyone or else lose your license or be closed down. 2) Pre-existing means pre-existing. Under Obamacare, insurance companies can’t deny coverage, but it sure can charge more for it. Ask my neighbors who have two member with pre-existing conditions. Under Obamacare, they would have to pay over $12,000 a year. They took the “punishment” and will continue under Medicare. That costs us. 3) Having people receive health care when they need it is not a part of “free-enterprise” or “capitalism.” It’s a part of caring for each other. Even though medical/pharmaceutical/insurance corporations and individuals don’t make as much money to buy that extra vacation home, that BMW, that yacht, etc. they’ll still get lots of money. If that isn’t enough, then let them stop serving humanity. Their alternative will be to wear a blue vest and ask “how can I help you?” and wonder how to pay this month’s electric bill. Having one nice house and one nice car should be enough. If not, let them watch their spouses and children struggle to stay sheltered and fed.
When I was born in the stone-age of Happy Days, the total bill for everything was $250 and my dad’s work insurance, through a union insisting on it. Somehow, the doctor and the hospital made money. The doctor lived in a nice house and had a Cadillac with fins on it, the height of luxury back then. The hospital paid all its bills. Now you can’t visit a doctor for an ingrown toenail for that just for a consultation while reading a Better Homes and Gardens with coupons clipped out from three years ago as you wallow in the waiting room two hours after your appointment.