Perhaps I’m too lazy, too, but here is a Protestant’s question, concerning repentence. Could you answer his question for me? Feel free to expand if you wish.
"I am too lazy to look, where are you when I need you, but I know it says somewhere in the BIble unrepentent sin turns one into toast.
Jesus died, that deed is done, yet sin is not forgiven till one acknowledges it, and asks Jesus to wash it away.
No one is saved but by hm, that does not mean an all are saved without the one work they must do, acknowledge him."