There is a distinction that needs to be made. I found this quote on NewAdvent under “sanctifying grace”:The crowning point of justification is found in the personal indwelling of the Holy Spirit. It is the perfection and the supreme adornment of the justified soul. Adequately considered, the personal indwelling of the Holy Spirit consists of a twofold grace, the created accidental grace (gratia creata accidentalis) and the uncreated substantial grace (gratia increata substantialis). The former is the basis and the indispensable assumption for the latter; for where God Himself erects His throne, there must be found a fitting and becoming adornment. The indwelling of the Holy Spirit in the soul must not be confounded with God’s presence in all created things, by virtue of the Divine attribute of Omnipresence. The personal indwelling of the Holy Ghost in the soul rests so securely upon the teaching of Holy Writ and of the Fathers that to deny it would constitute a grave error. In fact, St. Paul (Romans 5:5) says: “The charity of God is poured forth in our hearts, by the Holy Ghost, who is given to us”. In this passage the Apostle distinguishes clearly between the accidental grace of theological charity and the Person of the Giver.