Top Republican Calls For Replacing Obamacare With Obamacare

Republicans often face criticism opposing Obamacare but having no plan to replace it. So Rep. Darrell Issa (R-Calif.) has been tweeting about his replacement proposal: Let every American participate in the Federal Employee Health Benefits program.“Federal employees have long enjoyed high-quality, affordable health care benefits through this free market, consumer based system,” says Issa.

I’m not exactly sure what Issa means when he calls FEHBP a “free market” system. The system does set up a marketplace where private health insurers offer plans that have to meet certain specifications, and then individuals choose the plans they like best. That’s also true of the Obamacare exchanges, which Republicans do not tend to think are very “free market.”

In fact, FEHBP is similar to the Obamacare exchanges in a lot of ways.
[LIST]
*]If insurers want to participate in the FEHBP, they can’t exclude coverage for pre-existing conditions, just like Obamacare .
*]They have to accept applicants " without regard to age, race, sex, health status, or hazardous nature of employment." This is called guaranteed issue, and it’s just like Obamacare.
*]They have to charge all applicants the same premium for a given plan. This is called community rating, and it’s more restrictive of insurers than Obamacare , which allows for substantial premium variation based on age.
[/LIST]
The key way that FEHBP differs from Obamacare now is that only federal employees can participate in it. Those federal workers have 75% of their plan premiums paid by the federal government, and their own 25% contribution is deductible on their federal tax return.

Nice going Issa. :smiley:

Well, I guess he’s working on it. :wink:

This illustrates why Republicans have had so much trouble coming up with a “replacement” for Obamacare. When you take a private health insurance market and try to fix the problems with it, like sick people not being able to get covered, you end up layering on rules that are similar to the ones in Obamacare, for the same reasons that Obamacare’s drafters imposed them.

Maybe these differences are what made Issa think that the federal ssytem, which they get to keep, is better than ACA:

The key way that FEHBP differs from Obamacare now is that only federal employees can participate in it. Those federal workers have **75% of their plan premiums paid **by the federal government, and their own 25% contribution is deductible on their federal tax return.

Not really the same thing at all… but maybe this will distract from Reid’s question about why would “we” want to help children with cancer.

Oy vey.

Wasn’t Reid’s statement “Why would we help them”?

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