I write this because of the problems I have with my husband. He refuses to put me on credit card accounts, the house, cable bill, his benefits plan, phone bill ect. The companies don’t care one bit that I am his wife, and always tell me that they need “his consent”. He bought a new plasma screen TV from BestBuy.com, and it cost about $4000. I thought this was absolutely ridiculous, and tried to get Bestbuy Credit to cancel the order. They refused because I am not listed on the account. I have looked and looked for ways to take control of this, but what I have found is very alarming:
*No law requires a spouse list the other spouse on a home, car, credit, bill ect. Only in divorces are things divided and given. Couples can remain virtually financially independant of each other with no control over the other.
Not financial but important:
A husband/wife does not need the other’s consent to give sperm or eggs for fertilization or payment from sperm clinics.
A wife can have an abortion without the consent of the husband, OR become in vitro fertilized without consent of the husband. *
However, I wrote and emailed a State Represenative of mine to try and get the law changed with respect to finances. I was floored when she actually asked to meet with me. So I met her at the Governor’s club for lunch and talked. She told me I was by far not the first person to show concern about this. Husbands most often can use the finances to control and dominate a wife of limited means. It can also work vica versa too. She told me that alot of credit companies originate in Delaware, and Delaware law allows a pretty much “anything goes” attitude toward credit policy. So a company can refuse a wife access to the husband’s account because of “privacy concerns”. In reality, this policy makes them millions of dollars because one (spouse) can rack up thousands in debt while the other “responsible” spouse can do nothing to stop it. She also said Florida has no way of controlling policy a Delaware company makes, as well as making companies like Comcast to add a spouse or give some control to an account in this state. She also said that even though companies may offer benefits to the employee and their spouse, the employee is under no obligation by law to provide that healthcare to their spouse if they choose. There isn’t even a way under the law to sue for that healthcare. So basically, in order to fight and change this (for me and probably thousands of other women), I have to stay married and begin the fight in the Legislature right here in town. This may not even get past the meeting I had, and it probably won’t even get heard by the Senate, but I am going to at least try. And by the way, I am planning to offer up my suffering, ridicule, and heartache for others, especially you guys here. So, at least someone will be adding to the tray for others to benefit from. Any ideas on what to do next?