I am writing to ask what my moral obligation is regarding paying down a debt. I have a low-paying job, and significant credit card debr (a little under 12,000). We took a pay cut at my job. I was thinking of getting a second job, but don’t know what I could do.
I ask this because when one is so strapped financially, is it immoral to have pets (I live alone)? Is it immoral to pay for some entertainment?