I told my protestant friend that it is faith and baptism which washes away our sins and justifies us initially. I said that if a catechumenate dies before receiving baptism, his faith would save him through baptism by desire. He’s asking when a person would be forgiven of his sins if he is scheduled to be baptized but dies before the scheduled baptism. He’s turned off at the notion of having different “time frames” for having sins forgiven. Thank you.