The issue has to do with whether those factors gradually accumulated or were brought together by an organizing principle, which we may refer to as the soul of the living being. Further, there is a question as to whether this soul was either created in time or formed gradually.
That life emerges from “dust” because it is in the nature of dust to do such things is a view held by some. Most people seeing how difficult it is to put something together and how easily it will fall apart don’t believe that something so complex as nature and especially themselves and their loved ones occured by happenstance. It is a pretty strong belief that in the face of what life teaches, would hold that genetic and epigenetic factors grew in complexity, producing functional propteins and cells, solely as a result of the inherent properties of atoms.
The idea of there being an organizing principle, transcendent to the workings of matter alone arises as we seek to understand the causes of what is. To restate what was said above, some people may believe that the bricks and mortar come together to build the home. However, while their properties are necessary to the construction, they in themselves cannot carry out the work. Let’s take an enzyme involved in the production of some neurotransmitter that allows for this thought to exist in time and space. It is produced by very tightly controlled process within the neuron. This happens by virtue of the chemical properties of many molecules working together within the cell in conjunction with others in the brain, which is one among other organ systems that make up the body, which in turn is physically and psychologically atuned to its environment on which it is dependent for its survival. That order, while it may be sufficient to explain the physical workings of the cell that maintain it, does not explain how it came to be. The ordering of matter, here the human spirit, which allows for this experience to happen, can be traced back to the beginnings of life, where in ever simpler forms manifests the soul of particular organisms. The existence of an individual living being can be thought of as an expression of universal being or as having been created as other, remainining in relation to Existence, which is not a thing but Divine Relationality.
The soul of a thing is knowable as itself; it is here right here, you and I, as we converse. When we dissect it using the intellectual lens that isolates the physical, however, we will find molecules doing their thing. Materialistic reductionism would see this as the final truth of what is. It is rarely found; more common is a naturalist view that speaks about emergent properties, things coming together forming a new greater whole with its own properties. While the soul, with its psychological and physical aspects, is made up of constituent parts, necessary for its expression, it does not so much arise from them, but rather brings them together into the unity that is the living being.