Right now, my two kids with my ex-wife are on Medicaid. My children with a previous non-marital relationship are on my health insurance which costs me close to $600 a month and with Child support for both sets of kids close to $800 comes out of my income for the month. It is more than 50% of my income as an EMT.
That may seem like alot, but my net is around $400 a paycheck after everything has come out. I don’t get much to live off of at all and still be able to provide for my kids when I have them.
My ex-wife is redoing the food stamps and medicaid because she is disabled and doesn’t work. This time they may ask if I have health insurance as she has redone the application.
It is in our divorce decree that we are to split the cost of co-pays and out of pocket health costs. Neither one of us can afford to pay for medical things and with my five year old going to school for the first time at the beginning of the new year, I can see lots of doctor visits in the future for her and her younger brother as she’ll be bringing home lots of nasty illnesses.
Copays are sixty dollars a visit for non-well visits. The prescriptions are ten dollars each. We really cannot afford to even split that amount as I know I live paycheck to paycheck and she does as well. I’m struggling now making ends meet and I do not qualify for benefits as I make too much.
I know the common answer is to get another job. That is not an option as I work three days a week, but work 15 -17 hours a day for those three days and then I get my kids every day for the rest of the week. I do not want to lose time with my kids by getting another job and taking away their time with me that they deserve.
Just not sure what to do.